United Food & Commercial Workers Union
Local 1400

SK UFCW Dental Benefit Plan


PO Box 764
Winnipeg, MB  R3C 2L4

Call toll free:  1-800-665-0122

Need a Dental Plan Form? Click for a dental form.

Need more information? View the Dental Plan pamphlet.

New services ~ pre-authorized deposits, on-line services and claims checks

Pre-Authorized Deposits
 Members and Employees of benefit plans administered by Coughlin & Associates Ltd. can now have their health and dental claim reimbursements deposited directly to their bank accounts.

With Coughlin’s new Pre-Authorized Deposit (PAD) reimbursement program, members can receive their reimbursements within two to five days following the approval of their dental claims. They will not have to wait for the arrival of a cheque and a trip to the bank before depositing their reimbursement.

The new claims reimbursement program is designed to speed-up the claims reimbursement process by reducing cumbersome paper-based systems that rely on standard postal services.

Enroll in PAD Today
Step 1 – Begin Enrolment
Enrolling in Coughlin’s PAD service is both fast and easy. First, just click on the notice under “Claims reimbursement direct to your bank account” on the main page of the Coughlin & Associates Ltd. website at www.coughlin.ca

Step 2 – Complete and Return the PAD Form
Then, complete and sign the Pre-Authorized Deposit form on the website and return it, along with a sample cheque marked “void” to:

        Pre-Authorized Deposits
        Coughlin & Associates Ltd.
        Box 764
        Winnipeg, MB R3C 2L4

Step 3 – Logging On
Once enrolled, the member will receive a confirmation notice by e-mail. If email is not available, he or she will be notified by regular mail. The confirmation will contain his/her bank account number. To protect privacy, the branch transit number and the bank institution number will not be included in the confirmation notice.

Once confirmation is received, the member may use the Member and Trustee Log On feature of the Coughlin website. It will direct him or her to the plan member portal where the most up-to-date information on his or her dental claims, plan booklets, claim forms or other information is available.

Step 4 – Use the Plan Member Portal
Using the portal is easy. Simply key-in your user identification number and password. (Note: first-time users will also be required to provide their plan number 150919 and social insurance number.)

A temporary password will also be provided on the most recent Explanation of Benefits sent to the member. However, the first-time user will be required to create his/her own permanent password.

Step 5 – Inside the Plan Member Portal
Once inside the portal, members will find a menu of choices.

Step 6 – Check the Status of Claims
Just click on “Claims history” to review the status of recent claims. The listing of claims activity will appear. The deposit will also be confirmed by email.

A Giant Step Forward
For most members, Coughlin’s new Pre-Authorized Deposit program will offer a speed and convenience that will be hard to beat. However, members can still receive reimbursements via cheque, if they prefer.

PLEASE NOTE THE FOLLOWING REVISIONS THAT HAVE BEEN MADE TO DENTAL PLAN BENEFITS

WINNIPEG, December 2006
To All Applicable Members
Saskatchewan United Food and Commercial Workers Dental Benefit Plan

As a result of the growing increase in the utilization of the Plan and to contain the escalating costs, the Board of Trustees have found it necessary to implement the following benefit revisions:

EFFECTIVE JANUARY 1, 2007

The levels of reimbursements have been adjusted as follows: 

Basic Dental Services: Reduction to 90% (from 100%) for all Basic Dental claims on or after January 1, 2007.
Major Dental Services: Reduction to 80% (from 90%) for Major Dental claims incurred on or after January 1, 2007.
Calendar Year Maximum: The calendar year maximum applicable for Basic and Major treatment will reduce from the current $2,000 per individual to $1,500 per individual for claims incurred on or after January 1, 2007.
Orthodontic Dental Services: Extended to eligible dependents under the age of 19 (presently no age restriction).  There are no other changes to the Orthodontic Plan design (reimbursement level for Orthodontic services is 60% up to a lifetime maximum of $2,500 per person).
Dental Fee Guide Basis: Claims incurred on or after January 1, 2007 will be adjudicated in accordance with the 2007 Saskatchewan Dental Association Fee Guide.

COORDINATION OF BENEFITS

As a reminder, if your spouse is a member of another dental plan, dental claims for your spouse must first be submitted to your spouse's plan. View further info.


WINNIPEG, July 2006
To All Applicable Members
Saskatchewan United Food and Commercial Workers Dental Benefit Plan

As you are aware the UFCW Dental Plan provides comprehensive coverage once eligibility has been attained.

Presently, the Plan is experiencing substantial pressure as the level of claims usage has increased significantly. In order to maintain the financial stability of the Plan, the Trustees as well as applicable Union and Employer representatives are reviewing numerous plan design alternatives.

In the meantime, we encourage Members who have a spouse covered under another Dental Plan to coordinate their Dental claims with the spouses plan. Read full letter.